The premiums for malpractice insurance is an  indication of which specialties run the highest and lowest risk of causing harm to patients.  The lower the risk for harm, the lower the malpractice premium; the higher the risk, the greater the premium.  Insurance companies are the "industry experts" on risk. 

It is estimated that the average cost of malpractice insurance for an M.D. is $20,000 however this number can be up to $200,000 and more in some situations.  Emergency room doctors and specialists like neurosurgeons can expect to pay even more for malpractice insurance.  On the other hand, chiropractors pay only about $1,000 to $2,000 annually for malpractice insurance.  This huge difference in cost can be partially explained by the relative safety of chiropractic medicine.

Health is a symptom of doing things right.
Malpractice insurance rates are lowest for chiropractors...